শুক্রবার, ৩০ সেপ্টেম্বর, ২০১১

Bad News Good News on Foreclosures : Presidio Sentinel

I think we are all familiar with the BAD NEWS. As the first wave of foreclosures hit San Diego County, the reality probably struck fairly close to home with many neighbors, family members and associates losing their homes. San Diego Homeowners were witness to ?Too good to be true? growth in property value that, of course, turned out to actually be ?Too good to be true.?

The BAD NEWS continues as foreclosure rates really show no sign of slowing. The immediate impact of foreclosures is of course bad, but ultimately these homes need to be filled with economically-productive homeowners. In a few years many of the people that lost their homes will no doubt be home buyers again.

The GOOD NEWS is that Foreclosures in San Diego County are a huge investment opportunity, as we may have already the reached the proverbial bottom. In addition, interest rates are at all-time lows. It?s a simple formula: real estate is an equity-based investment and the time is right for a buy, improve and sell for a profit strategy.

San Diego Foreclosures ? for the savvy investor it is the perfect storm.

San Diego is a great town and an economically productive one. It?s not a question of ?if,? it really is a question of ?when? things will turn around. We predict about a ?2-3 year window of opportunity to invest.

You will see a lot of ?Do it Yourself? seminars advertised, and while these are great resources for information, the investor still has to go through the process of looking, tracking, handling paperwork, and performing due diligence. If the investor has time to do that, great. However, there is an entire category of would-be investors that have a life, a job and other business commitments.
That?s where our company Smart Real Estate Foreclosures comes in. In San Diego at this time there are roughly 1400 properties being sold at auction every month. What our company does is find the right properties that have the most ?upside? and connect those properties with like-minded investors.

We represent the investors at auctions identifying the top investor picks. ?If you wonder if we buy properties ourselves, the answer is absolutely. We actually used bid services in the past ourselves in Arizona and California and realized there was a need for a premium boutique service that uses technology in a strategic way. ?Thanks to the Internet, we can send immediate picture and video updates to cell phones, iPads and computers so that our clients are literally sitting at the breakfast table while making a deal happen.

These articles and blog posts will be dedicated to keeping our readers up to date on our adventures, the current opportunities and changes in the market place. It?s a unique time in real estate, as we are at the bottom where most fortunes are made. This is the time that many of us will tell our grandchildren about.

Alan Kinzel is Founder of Real Estate Auction Angels, Inc., and its California sister company Smart Real Estate Foreclosures, based out of San Diego, California. He received undergraduate degrees in Finance and Economics from the University of Missouri, Columbia, and went on to earn his MBA from the University of Illinois at Urbana-Champaign. After a successful career at PepsiCo?s Frito-Lay division, Kinzel went on to found USA Mortgage and LoanSurfer.com, one of the pioneers for Internet mortgage originations. As CEO of LoanSurfer.com he received recognition for technology innovation, and the company received numerous awards for it?s innovative website that introduced many concepts still used by mortgage origination sites today.

Visit PresidioSentinel.com for updates from the field. Visit SmartRealEstateForeclosures.com and RealEstateAuctionAngels.com for more information and call 619-702-7266.

Related posts:

  1. Smart Real Estate Foreclosures Opens in Southern California

Tags: Auction, Foreclosure, Investment, Investor, MLS, Repossession

Category: Business

Source: http://presidiosentinel.com/portfolio/bad-news-good-news-on-foreclosures

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Cut the Rope updated with 25 new levels, Om Nom hungrier than ever

Cut the Rope

Cut the Rope, the popular and highly addictive game that introduced Android to Om Nom and his sweet tooth, has been updated with 25 new levels. Toy Box 1.1, available now, ups the ante to 200 levels total, and also adds new game mechanics in which you can use a trampoline to bounce candy into Om Nom's mouth. Cut the Rope costs 99 cents and the latest update is available now in the Android Market, with availablily in the Amazon App Store coming "soon." Hit the break to grab it now.

read more


Source: http://feedproxy.google.com/~r/androidcentral/~3/jbDWyu4R_Gw/cut-rope-updated-25-new-levels-om-nom-hungrier-ever

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বৃহস্পতিবার, ২৯ সেপ্টেম্বর, ২০১১

Jones shares his big moment with his flooded hometown

Jones shares his big moment with his flooded hometown

Jon Jones experienced the most triumphant moment of his career on Saturday night, defending the light heavyweight championship with a fourth-round submission of former champ Quinton Jackson. He could have savored the moment and made it all about him, but instead he talked about his beleaguered hometown.

Saying, "Endicott, New York, my heart goes out to you," Jones mentioned the flooding that has hit New York state hard. Endicott, which is near Binghamton in the southern part of the state, is rebuilding now after floods in the wake of Hurricane Irene forced evacuations. Water covered the town in a scene that was described as surreal.

While in the Octagon, Jones asked for fans to make donations to help with the clean-up. Through a representative, he recommended the Broome County Council of Churches, who is working to clean up the area. Make a donation here.

Source: http://sports.yahoo.com/mma/blog/cagewriter/post/Jones-shares-his-big-moment-with-his-flooded-hom?urn=mma-wp7382

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How To Refinance Personal Loans With Bad Credit | Fast Cash ...

by admin on September 28, 2011

If you?re wondering how you can re-finance credit card debt with poor credit then you?re taking the initial step to becoming free of debt. Those who are searching to stay their obligations need to find out about the a variety of techniques at hand. Probably the most popular techniques is by using financial loans to consolidate their debt.

Among the large issues if this involves having to pay off your debts may be the difficulty in determining how to overcome the issue. Lots of people finish up having to pay off one bill having a charge card after which consequently having to pay that card served by another. This really is the incorrect factor to complete. You will find several better options available.

Why these techniques aren?t smart is that you?ll be having to pay an exorbitant interest and costs whenever you cope with a charge card. Because of this , that a lot of people begin searching for an alternate. The advantage to presenting an alternate is you can locate all your current obligations and put them into one unit that may be worked with properly and effectively.

Personal financial loans make the perfect method to re-finance your financial troubles. You should look at the advantages of taking all your current bills and constructing them to ensure that you no more need to bother about addressing a number of separate obligations. These tactics are a remarkably smart way get rid of your present economy. They must be considered one of the best steps you can take.

You should remember that you don?t need to handle all the various difficulties by yourself. You will find services that will help you to make progress and can help you together with your search. It?s vital that you comprehend the particulars involved with acquiring these various financial loans.

Why you need to obtain a loan is it will help you to structure all your debt obligations within an simpler and much more convenient way. This can make sure that you are no more likely to search for a number of different creditors.

What you will need to do is find the best loan site after which utilize it to acquire a loan to repay your many creditors. You could do even when you?ve poor credit. You will find a lot of companies that specialize particularly in aiding those who have a bad credit score.

Anybody thinking about how you can re-finance credit card debt with poor credit should consider using one of these simple personal financial loans. Those are the most practical way will enhance your unique circumstances. Don?t even think that merely because you?ve had difficulty previously that you?re no more able to handle your money.

Related posts:

  1. Where Can I Refinance My Personal Loans?
  2. Refinance Loans Are Possible Even With Bad Credit
  3. Six Tips to Help Make Bad Credit Personal Loans Easier
  4. Personal Loans Help You Establish Credit
  5. Using A Personal Loan To Pay Off Credit Card Debt
  6. Unsecured Personal Loans Help Those With Bad Credit Start
  7. Everyone Should Know Bad Credit Personal Loans
  8. Find Personal Loan Companies That Help People With Bad Credit

Source: http://www.otengge.com/how-to-refinance-personal-loans-with-bad-credit/

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Five found dead in rural Indiana, police say

Five people were found dead on Sunday afternoon in two rural southeast Indiana homes after police were called to check on a small child wandering near the road.

Some of the five had been shot, and autopsies to confirm the cause of death are planned for Monday, state police said.

Police said it was not clear if any suspects remained on the loose or were among the dead, and warned residents of the sparsely populated, wooded area near the town of Laurel to be careful.

"We have five dead people and we're trying to find out how they died," said Sgt. Jerry Goodin, spokesman for the Indiana State Police. "Some of the victims had gunshot wounds, or what appear to be gunshot wounds."

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The Marion County coroner's office in Indianapolis was scheduled to perform autopsies Monday.

Police did not immediately release the identities of the victims, pending notification of family members. Goodin said Sunday he did not know "if the shooter or shooters could be among the deceased."

Lone child found wandering
A multi-agency investigation into the killings began after the Franklin County Sheriff's Department responded to a call Sunday afternoon about a child wandering along a road near Laurel, about 50 miles southeast of Indianapolis, according to a state police statement.

A deputy spoke with the child and neighbors, then called for backup to search the two homes. Police found a dead male inside a recreational vehicle and the bodies of two males and two females at the other home across the street. The statement didn't say if the dead were adults.

Goodin told The Associated Press that it was too early in the investigation to rule out the possibility that one or more suspects were on the loose and cautioned neighbors until that could be clarified.

"They should be vigilant," Goodin said. "They need to make sure they keep the doors locked. If they see any suspicious people, absolutely they should dial 911.

Copyright 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.msnbc.msn.com/id/44670326/ns/us_news-crime_and_courts/

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মঙ্গলবার, ২৭ সেপ্টেম্বর, ২০১১

Cell Transplantation study shows bone growth from implanted tooth and dental pulp stem cells

Cell Transplantation study shows bone growth from implanted tooth and dental pulp stem cells [ Back to EurekAlert! ] Public release date: 26-Sep-2011
[ | E-mail | Share Share ]

Contact: David Eve
celltransplantation@gmail.com
Cell Transplantation Center of Excellence for Aging and Brain Repair

Tampa, Fla. (Sept, 26 2011) Researchers in Japan have completed a study showing that stem cells derived from deciduous canine teeth and dental pulp can be grafted and produce bone regeneration between parents and offspring. Their results are published in the current issue of Cell Transplantation (20:7), now freely available on-line.

"Bone defects can occur for a number of reasons, and autogenous bone grafting - using the patient's own bone - has been a standard approach to treatment," said study corresponding author Dr. Yoichi Yamada of the Center for Genetic and Regenerative Medicine at the Nagoya University School of Medicine. "However, considering severe invasiveness in self-donor bone sites, and the limited supply of autogenous bone, alternative donor sources are needed."

The researchers note that previous studies have shown that oral and maxillofacial dental tissues contain a variety of stem cells, such as dental pulp stem cells and stem cells from deciduous teeth. Stem cells, they note, can be easily extracted from deciduous teeth, which are routinely lost in childhood and generally discarded.

"Stem cells from human exfoliated deciduous teeth were identified as a novel population of stem cells, capable of differentiating into various cell types, such as osteoblasts, odontoblasts, adipocytes and neural cells," explained Dr. Yamada.

Their study extracted deciduous teeth from canine puppies and grafted them onto parent canine mandibles as an allograft. After four weeks, bone defects were prepared on both sides of the host mandible. The newly formed bone was evaluated at two, four and eight weeks. When compared to controls, the study group demonstrated well-formed mature bone and neovascularization.

The researchers reported that stem cells derived from dental pulp "display increased immunosuppressive activity when compared to bone marrow mesenchymal cells" and will likely have "immunosuppressive activity with potential clinical applications in allogenic in vivo stem cell transplantation, particularly for calcified tissue reconstruction."

Their pre-clinical study could pave the way for stem cell therapy in othropedics and oral maxillofacial reconstruction, concluded Dr. Yamata.

"This study highlights the promise of obtaining stem cells from unusual sources, such as teeth, and their potential benefit in familial treatments for bone reconstruction" said Dr. Julio Voltarelli, professor of Clinical Medicine and Clinical Immunology at the University of Sao Pulo, Brazil, and section editor for Cell Transplantation. "Due to their potential to also become other cell types such as neural cells, it will be interesting to see what future studies reveal about the possible uses of these cells."

###

Contact: Dr. Yoichi Yamada, Center for Genetic and Regenerative Medicine, Nagoya University School of Medicine, 65 Tsurumanacho, Showa-ku, Nagoya 466-8550, Japan.
Tel. 81-52-744-2348
Fax. 81-52-744-2352
Email. yyamada@med.nagoya-u.ac.jp

Citation: Yamada, Y.; Ito, K.; Nakamura, S.; Ueda, M.; Nagasaka, T. Promising cell-based therapy for bone regeneration using stem cells from deciduous teeth, dental pulp, and bone marrow. Cell Transplant. 20(7):1003-1013; 2011.

The editorial offices for Cell Transplantation are at the Center of Excellence for Aging and Brain Repair, College of Medicine, the University of South Florida and the Diabetes Research Institute, University of Miami Miller School of Medicine. Contact, David Eve, PhD. at celltransplantation@gmail.com or Camillo Ricordi, MD at ricordi@miami.edu


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Cell Transplantation study shows bone growth from implanted tooth and dental pulp stem cells [ Back to EurekAlert! ] Public release date: 26-Sep-2011
[ | E-mail | Share Share ]

Contact: David Eve
celltransplantation@gmail.com
Cell Transplantation Center of Excellence for Aging and Brain Repair

Tampa, Fla. (Sept, 26 2011) Researchers in Japan have completed a study showing that stem cells derived from deciduous canine teeth and dental pulp can be grafted and produce bone regeneration between parents and offspring. Their results are published in the current issue of Cell Transplantation (20:7), now freely available on-line.

"Bone defects can occur for a number of reasons, and autogenous bone grafting - using the patient's own bone - has been a standard approach to treatment," said study corresponding author Dr. Yoichi Yamada of the Center for Genetic and Regenerative Medicine at the Nagoya University School of Medicine. "However, considering severe invasiveness in self-donor bone sites, and the limited supply of autogenous bone, alternative donor sources are needed."

The researchers note that previous studies have shown that oral and maxillofacial dental tissues contain a variety of stem cells, such as dental pulp stem cells and stem cells from deciduous teeth. Stem cells, they note, can be easily extracted from deciduous teeth, which are routinely lost in childhood and generally discarded.

"Stem cells from human exfoliated deciduous teeth were identified as a novel population of stem cells, capable of differentiating into various cell types, such as osteoblasts, odontoblasts, adipocytes and neural cells," explained Dr. Yamada.

Their study extracted deciduous teeth from canine puppies and grafted them onto parent canine mandibles as an allograft. After four weeks, bone defects were prepared on both sides of the host mandible. The newly formed bone was evaluated at two, four and eight weeks. When compared to controls, the study group demonstrated well-formed mature bone and neovascularization.

The researchers reported that stem cells derived from dental pulp "display increased immunosuppressive activity when compared to bone marrow mesenchymal cells" and will likely have "immunosuppressive activity with potential clinical applications in allogenic in vivo stem cell transplantation, particularly for calcified tissue reconstruction."

Their pre-clinical study could pave the way for stem cell therapy in othropedics and oral maxillofacial reconstruction, concluded Dr. Yamata.

"This study highlights the promise of obtaining stem cells from unusual sources, such as teeth, and their potential benefit in familial treatments for bone reconstruction" said Dr. Julio Voltarelli, professor of Clinical Medicine and Clinical Immunology at the University of Sao Pulo, Brazil, and section editor for Cell Transplantation. "Due to their potential to also become other cell types such as neural cells, it will be interesting to see what future studies reveal about the possible uses of these cells."

###

Contact: Dr. Yoichi Yamada, Center for Genetic and Regenerative Medicine, Nagoya University School of Medicine, 65 Tsurumanacho, Showa-ku, Nagoya 466-8550, Japan.
Tel. 81-52-744-2348
Fax. 81-52-744-2352
Email. yyamada@med.nagoya-u.ac.jp

Citation: Yamada, Y.; Ito, K.; Nakamura, S.; Ueda, M.; Nagasaka, T. Promising cell-based therapy for bone regeneration using stem cells from deciduous teeth, dental pulp, and bone marrow. Cell Transplant. 20(7):1003-1013; 2011.

The editorial offices for Cell Transplantation are at the Center of Excellence for Aging and Brain Repair, College of Medicine, the University of South Florida and the Diabetes Research Institute, University of Miami Miller School of Medicine. Contact, David Eve, PhD. at celltransplantation@gmail.com or Camillo Ricordi, MD at ricordi@miami.edu


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Source: http://www.eurekalert.org/pub_releases/2011-09/ctco-cts092611.php

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সোমবার, ২৬ সেপ্টেম্বর, ২০১১

3 Secret Natural Remedies For Acne | Health and Fitness

[unable to retrieve full-text content]Essentially everyone are afflicted with acne every once in awhile. Although acne occurs more reguarily during our puberty period because the hormonal imbalance, there to stay are folks that experience acne until their mature ...

Source: http://myhealthandfitnesstoday.org/3-secret-natural-remedies-for-acne

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For Recreation, Sports Activities Amassing Is A Great Interest ...

In this quick-paced, anxious age we reside in, everyone needs a bit of recreation. Sports amassing is a hobby that may fill your spare minutes with interest and provide a diversion to the on a regular basis grind. Sports activities gathering takes many kinds depending on the one that is pursuing the hobby. Many people select to gather memorabilia from their favorite skilled teams, however others collect gadgets associated to golf, fishing, and other recreation sports. Amassing requires a certain amount of house, however collectors are artistic about discovering methods to display their collectibles.

When you have a favorite professional staff or there are numerous gadgets you possibly can gather associated to these teams. For instance, you may create scrapbooks through which you save clippings about thrilling video games, favourite gamers, and particular interviews. You can hold ticket stubs and pictures in your scrapbook, too. Other items, nonetheless, won?t fit right into a scrapbook, corresponding to a recreation ball, group jersey, or a staff?s annual yearbook. This stuff will want different storage. There are stands for particular balls, and jerseys look nice hanging on a hanger on the wall.

You would possibly like to collect memento items from all kinds of sports. Most professional teams sell small steel pins with their insignia on them. Pin collecting is a widely practiced interest, and sports activities teams are one of the hottest kinds of collectible pins, as are these commemorating the Olympics. Another option for sports amassing is to collect vintage sports activities equipment. Classic baseball gloves are an instance of the sort of collectible.

Baseball playing cards have lengthy been a supply of recreation. Sports accumulating fanatics have collected baseball playing cards, soccer playing cards, and basketball playing cards for many years, though baseball cards were the first. That is such a preferred hobby that some playing cards are price a lot of money, corresponding to a rookie card of a participant like Willie Mays.

Different collectors prefer to accumulate things that illustrate their favourite recreation sports. Amassing gadgets embellished with fish, horses, or golfers are examples of a lot of these collections. As an illustration, in case you get pleasure from hunting with canines, you may enhance your home in a hunting canine theme. There are throw pillows printed with good-looking searching dogs, as well as with the game they provide help to find. You may find lamps that have a searching canine because the base. You?ll be able to even have curtains created from hunting dog printed material! The identical may be done around the theme of golf, horseback riding, whether western or eastern, bass fishing, sailboats, and different standard recreation sports. Collecting is a pastime that provides many choices!

For info with reference to baseball card, visit Franny Dershtermain?s web site at once.

Source: http://accessevictions.com/2011/09/recreation-sports-activities-amassing-great-interest/

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World stocks off 14-month lows (Reuters)

NEW YORK (Reuters) ? World stocks came off 14-month lows on Friday on expectations policy-makers would take further action to ease the euro zone debt crisis, while commodities fell broadly on worries about a global economic slump.

Trading was highly volatile with stocks seesawing between gains and losses, as investors jumped at buy or sell buttons on any indications from policy-makers that suggested additional steps to support the economy.

Market talk that the European Central Bank is considering stimulus measures to cope with the region's sovereign debt crisis helped boost sentiment, though investors remained cautious as speculation of a Greek default gathered pace.

Brent crude oil slid to a six-week low near $103 a barrel and copper tumbled to its lowest price in more than a year on concern slowing global growth may weigh on demand.

Gold slid to a 6-1/2 week low and headed for its sharpest weekly drop since December 2008. The sharp losses in the precious metal and spike in volatility have sparked renewed debate about the role of gold as a safe-haven.

"Again, it's all on the news out of Europe," said Peter Cardillo, chief market economist at Rockwell Global Capital in New York.

"We are also at the end of the quarter next week and large institutions are selling whatever they can to take profits, which is one of the reasons why gold and silver are lower."

Markets were jittery as Greece denied reports that one option in the debt crisis would be an orderly default with a 50 percent haircut, while Deutsche Bank warned European banks' writedowns on Greek bonds could exceed 25 percent.

On Wall Street, stocks were slightly up. The Dow Jones industrial average was up 2.23 points, or 0.02 percent, at 10,736.06. The Standard & Poor's 500 Index was up 4.43 points, or 0.39 percent, at 1,133.99. The Nasdaq Composite Index was up 15.38 points, or 0.63 percent, at 2,471.05.

Global stocks as measured by the MSCI All-Country index slipped 0.1 percent, having fallen as low as 274.20, its lowest level since July 2010.

The index is now in bear market territory -- defined as a fall of 20 percent or more from its peak -- having tumbled 23 percent from their 2011 high in May.

Riskier assets had staged a tentative recovery earlier after finance ministers and central bankers from the Group of 20 said they would take "all steps necessary" to calm the global financial system and said central banks were ready to provide liquidity. But skepticism grew that the G20 pledges would be followed up with action.

"It's the usual platitudes... but they don't have the political capital to do what they need to do, which is bail out the southern European countries and recapitalize all the banks. I think it's a complete nonsense," Andrew Lim, banks analyst at Espirito Santo said.

Spot gold fell to $1,672.54 a troy ounce, having earlier hit its lowest level since August 8. Spot silver also fell sharply, dipping to its lowest level in nearly seven months as commodities came under heavy pressure on growth fears.

The Reuters-Jefferies CRB index, a 19-commodity global benchmark for the asset class, slipped 0.7 percent, heading for its biggest weekly fall since May.

Copper hit $7,115.75, its lowest since August 2010, having dropped nearly 15 percent over the past couple of days,

Brent crude was down 43 cents at $105.05. U.S. crude declined 59 cents to $79.91.

The euro rose 0.4 percent to at $1.3521. Ten-year U.S. Treasury note fell 20/32, yielding 1.7856 percent.

(Additional reporting by Emelia Sithole-Matarise in London and Angela Moon in New York; Editing by Chizu Nomiyama )

Source: http://us.rd.yahoo.com/dailynews/rss/stocks/*http%3A//news.yahoo.com/s/nm/20110923/ts_nm/us_markets_global

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Buy Car Insurance Online | Flood-damaged Vehicles Could Be On A ...

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Home / Car Insurance Guide / Buy Car Insurance Online | Flood-damaged Vehicles Could Be On A Used Car Lot Near You

PORTLAND ? Floods have ravaged considerable sections of the republic this year, inclusive floods from the Mississippi River in the Midwest and South, the Missouri River in North Dakota and Iowa and Hurricane Irene along the East Coast. Although the places are far from the Pacific Northwest, flood-damaged vehicles from the areas that should go to the junkyard can finish up on local car lots to be sole by unknowingly car dealers to gullible buyers.

According to the National Insurance Crimes Bureau (NICB), a ?flood vehicle? is tangible as a van that has been entirely or to some extent submerged in H2O to the extent that its body and automatic part tools have been damaged.

Unscrupulous people purchase the vehicles, washed them up to conseal the inundate damage then liner them to states indifferent by flooding to be sole as used cars. They moreover do not divulge the damage on the pretension document, that is a crime called ?title washing.?


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Vehicles sole with pre-existing damage are not covered beneath a typical Auto Insurance policy. If you purchase a used van and after that learn it was shop-worn from being submerged in inundate waters, your Auto Insurance will not casing the cost of indispensable repairs.

?You have to deposit some time to find a arguable used car,? mentioned Karl Newman, boss of NW Insurance Council. ?Checking VIN figures is a great start, but, when there is wide-spread flooding, you have to take additional precautions to prevent getting stranded with a car that falls detached around you.?

If you are formulation to purchase a used vehicle, it?s critical to know how to look for inundate damage. NW Insurance Council and the Insurance Information Institute (I.I.I.) offer the subsequent to suggestions on how to mark a inundate car:
? Choose a creditable car dealer. Check with the Better Business Bureau or Chamber of Commerce to find a few in your area.
? Look for mildew, waste and sediment in places where it wouldn?t routinely be found, such as beneath the carpeting in the trunk, or around the engine compartment.
? Check for decay on screws and other steel parts.
? Look for H2O stains or faded upholstery together with blemish of chair belts and doorway panels.
? Inspect the van for moistness in the building and carpeting and moisture on the inside of the instrument panel.
? Check for a moldy fragrance or an heated scent of Lysol or deodorizer being used to casing up an fragrance problem.

For more data about how to mark a inundate car, revisit the NICB Web site for more tips. Also, the National Motor Vehicle Title Information System offers an online apparatus for consumers to access critical van story information.

For more data about insurance, meeting NW Insurance Council at (800) 664-4942 or revisit www.nwinsurance.org .
NW Insurance Council is a nonprofit, public-education group saved by associate insurance companies portion Idaho, Washington and Oregon.

This is part of the September 22, 2011 online book of The Island Park News.

Have an viewpoint on this matter? We?d similar to to listen to from you.

Incoming search terms:

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Williams raises questions on Fed's latest move (Reuters)

CHICAGO (Reuters) ? Just days after the Federal Reserve launched a new round of unconventional monetary policy easing, a top Fed official with a record of supporting such moves on Friday questioned how effective the latest move will be.

John Williams, president of the San Francisco Federal Reserve Bank, defended the track record of the Fed's large-scale bond purchases in lowering long-term borrowing costs, but he said it was unclear how much the purchases help the real economy.

"Specifically, does lowering Treasury yields through large-scale asset purchases have the same effect on the economy as an equivalent movement in the federal funds rate?" Williams said in a speech to the Swiss National Bank Research Conference in Zurich. "To what extent is it the size or the composition of the central bank's balance sheet that matters?"

The Fed, which has kept short-term interest rates near zero since December 2008 and purchased $2.3 trillion of Treasuries and mortgage-backed securities, on Wednesday moved to counter what it called "significant downside risks" to the economy with a new $400 billion program to weight its $2.85 trillion balance sheet more heavily toward longer-term securities.

Williams, whose speech was calibrated to spark debate rather than provide answers, said those questions require further study.

He has said before that "twisting" the Fed's balance sheet toward longer-term securities is not likely to have as big of an impact on long-term rates as outright bond purchases.

But Williams, who rotates into a voting spot on the Fed's policy-setting panel next year, has supported other moves by the Fed to ease policy, including its most recent bond-buying program and its pledge to keep rates ultra-low through at least mid-2013.

"In general, his comments and focus on unconventional tools suggest that the Fed is continuing to contemplate and discuss policy options that could potentially add further monetary stimulus," Barclays Capital Research's Troy Davig wrote in a note on Friday.

World stocks fell after the Fed's action on Wednesday, on worries that such policies may not be enough to stop the United States, and other countries, from tipping into a new recession.

ANEMIC RECOVERY

Speaking in Washington, the president of the New York Federal Reserve Bank, William Dudley, blamed the build-up of debt before the financial crisis for an "unusually anemic recovery," and said regulators need to profoundly overhaul the financial system to prevent the advent of new crises.

He did not comment on the Fed's recent action, which drew three dissents from Fed policy makers who opposed further easing.

Neither did Williams, but his comments provided some insight into the debate raging behind the Fed's closed-door policy-setting meeting that ended on Wednesday.

"What are the advantages of targeting a specific quantity of large-scale asset purchases as opposed to targeting a level of ceiling on interest rates at a particular point on the yield curve?" he asked. "How do these policies change our thinking about the optimal rate of inflation?"

Williams said he had no answers, but noted that finding them will be critical to future monetary policy success.

(Reporting by Catherine Bosley; additional reporting by Mark Felsenthal and David Clarke in Washington. Writing by Ann Saphir in Chicago; Editing by Leslie Adler)

Source: http://us.rd.yahoo.com/dailynews/rss/economy/*http%3A//news.yahoo.com/s/nm/20110923/bs_nm/us_usa_fed

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errol - How Can an Internet Marketing Agency Help Your Business

An internet marketing agency is a skilled group of people who provide a complete internet marketing package which includes various tools and techniques to enhance the company?s presence on the internet. With the growing usage of internet and online transactions, it has become unavoidable to not be on the internet. If you want your business to do better than your rivals and make continuous growth, you need to be where the game is. If your potential customers don?t know about you then its no use even if you have a magnificent product. Internet marketing is the solution to all of your such problems.

An internet marketing agency has various marketing packages which include SEO, SEM, E-Mail Marketing, pay per click, SMO and many more techniques for marketing the products and services to the potential customers and generate ideal leads. The important features and practices of an internet marketing agency are explained below.

The most widely used feature by an internet marketing agency is Search Engine Optimization or SEO. The SEO technique involves optimization of the website(mainly the web content) so as to make the website search engine friendly. Targeted keywords are researched and the website is optimized for these keywords. Article submission, directory submission, bookmarking and press release are some of the most common ingredients of SEO process for an internet marketing campaign.

Email marketing is another effective tool for an internet marketing agency. It is a simple and effective method to promote your business to bulk of potential customers with a single go. It is a widely tested and proven technique but requires some expertise on the part of marketing agency so that the mails do not end up in spam. This would have a negative impact and degrade the image of the company.

Pay per click is a unique and cost effective technique for marketing and promoting your website. An add of your website is displayed when a certain keyword is searched. You are charged only when the user clicks on the link and hence it gets the name pay per click. This is very effective as you only pay when the traffic is directed to your website so you can be satisfied that you will get your moneys worth.

Social media optimization is other distinct and highly cost-effective tool for internet marketing. Today almost every internet user has a account on social networking sites. This makes these sites a hub of potential clients. The internet marketing agency uses various social networking platforms to reach the desired targets.

Unfortunately, the high potential in internet marketing sector has filled the market with amateur marketing agencies. Pollock marketing group is one of the few internet marketing agencies who has still maintained high standards and successful online marketing campaigns.

Tags: Agency, Article Submission Directory, Bookmarking, Business, Complete Internet Marketing, Continuous Growth, Directory Submission, E Mail Marketing, Email Marketing, Help, Internet, Internet Marketing Agency, Magnificent Product, Marketing, Marketing Campaign, Negative Impact, Pay Per Click, Promoting Your Website, Rivals, Search Engine Optimization, Skilled Group, Smo, Usage Of Internet, Web Content, Website Search Engine

Source: http://www.socialmedia411.org/how-can-an-internet-marketing-agency-help-your-business/

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Source: http://ekogu.livejournal.com/10815.html

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Ties between scientists in South Africa and Europe to strengthen

Ties between scientists in South Africa and Europe to strengthen [ Back to EurekAlert! ] Public release date: 22-Sep-2011
[ | E-mail | Share Share ]

Contact: Suzanne Beveridge
communications@embo.org
49-622-188-91108
European Molecular Biology Organization

EMBO, EMBC and South African government sign agreement

HEIDELBERG, 22 September 2011 Scientists in South Africa will access the latest in European life sciences thinking and research following a cooperation agreement between EMBO, its intergovernmental funding body, EMBC, and the government of South Africa. The agreement will allow South African scientists to participate in EMBO programmes and activities. It also means that certain EMBO activities will take place in South Africa.

"EMBO promotes and encourages the development of the life sciences within Europe and beyond, and we welcome the exchange with South African scientists that this agreement will bring," said EMBO Director Maria Leptin.

The South African Minister of Science and Technology, Naledi Pandor, said she was excited about this agreement as it would further strengthen the research capacity of South African researchers in the area of molecular biology.

"This agreement will allow South Africans access to the cutting-edge research facilities in Europe to help South Africa advance its science, technology and innovation capacity in support of our national biotechnology and bio-economy strategies," she added.

EMBO is an organization of leading life scientist members that fosters new generations of researchers to produce world-class scientific results.

Agreement terms

In terms of the agreement, South African researchers can apply for Long-Term and Short-Term Fellowships in the EMBC Member States, enabling them to enjoy scientific exchanges with their European counterparts and return home with new skills and contacts for future collaborations. Scientists from EMBC Member States can apply for Long-Term and Short-Term Fellowships in South Africa, in accordance with the EMBO commitment to international mobility.

In order to strengthen ties with scientists in Europe, South African scientists can apply for funding for EMBO Global Exchange lecture courses. They can also apply for funding of a Global Exchange lecture series to be given by an EMBO Member or EMBO Young Investigator at two or three institutes in South Africa. Organisers of scientific conferences in South Africa can apply for the support of an EMBO Plenary Lecturer or an EMBO Young Investigator lecturer.

For the duration of the three-year cooperation agreement, South Africa may attend EMBC meetings as an observer. The agreement is the second of its kind with South Africa. The first ran from 2008 until 2011.

###

Media contact information:

Suzanne Beveridge, Head EMBO Public Relations & Communications
Charlotte Otter, EMBO Communications Officer
P: +49 6221 8891 108
communications@embo.com

Lunga Ngqengelele, Media Liaison Officer, Department of Science and Technology
P: +27 12 843 6802
M: +27 82 566 0446
lunga.ngqengelele@dst.gov.za

About EMBO

EMBO stands for excellence in the life sciences. We enable the best science by supporting talented researchers, stimulating scientific exchange and advancing policies for a world-class European research environment.

EMBO is an organization of 1500 leading life scientist members that fosters new generations of researchers to produce world-class scientific results. EMBO helps young scientists to advance their research, promote their international reputations and ensure their mobility. Courses, workshops, conferences and scientific journals disseminate the latest research and offer training in cutting-edge techniques to maintain high standards of excellence in research practice. EMBO helps to shape science and research policy by seeking input and feedback from our community and by following closely the trends in science in Europe.

For more information: www.embo.org


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Ties between scientists in South Africa and Europe to strengthen [ Back to EurekAlert! ] Public release date: 22-Sep-2011
[ | E-mail | Share Share ]

Contact: Suzanne Beveridge
communications@embo.org
49-622-188-91108
European Molecular Biology Organization

EMBO, EMBC and South African government sign agreement

HEIDELBERG, 22 September 2011 Scientists in South Africa will access the latest in European life sciences thinking and research following a cooperation agreement between EMBO, its intergovernmental funding body, EMBC, and the government of South Africa. The agreement will allow South African scientists to participate in EMBO programmes and activities. It also means that certain EMBO activities will take place in South Africa.

"EMBO promotes and encourages the development of the life sciences within Europe and beyond, and we welcome the exchange with South African scientists that this agreement will bring," said EMBO Director Maria Leptin.

The South African Minister of Science and Technology, Naledi Pandor, said she was excited about this agreement as it would further strengthen the research capacity of South African researchers in the area of molecular biology.

"This agreement will allow South Africans access to the cutting-edge research facilities in Europe to help South Africa advance its science, technology and innovation capacity in support of our national biotechnology and bio-economy strategies," she added.

EMBO is an organization of leading life scientist members that fosters new generations of researchers to produce world-class scientific results.

Agreement terms

In terms of the agreement, South African researchers can apply for Long-Term and Short-Term Fellowships in the EMBC Member States, enabling them to enjoy scientific exchanges with their European counterparts and return home with new skills and contacts for future collaborations. Scientists from EMBC Member States can apply for Long-Term and Short-Term Fellowships in South Africa, in accordance with the EMBO commitment to international mobility.

In order to strengthen ties with scientists in Europe, South African scientists can apply for funding for EMBO Global Exchange lecture courses. They can also apply for funding of a Global Exchange lecture series to be given by an EMBO Member or EMBO Young Investigator at two or three institutes in South Africa. Organisers of scientific conferences in South Africa can apply for the support of an EMBO Plenary Lecturer or an EMBO Young Investigator lecturer.

For the duration of the three-year cooperation agreement, South Africa may attend EMBC meetings as an observer. The agreement is the second of its kind with South Africa. The first ran from 2008 until 2011.

###

Media contact information:

Suzanne Beveridge, Head EMBO Public Relations & Communications
Charlotte Otter, EMBO Communications Officer
P: +49 6221 8891 108
communications@embo.com

Lunga Ngqengelele, Media Liaison Officer, Department of Science and Technology
P: +27 12 843 6802
M: +27 82 566 0446
lunga.ngqengelele@dst.gov.za

About EMBO

EMBO stands for excellence in the life sciences. We enable the best science by supporting talented researchers, stimulating scientific exchange and advancing policies for a world-class European research environment.

EMBO is an organization of 1500 leading life scientist members that fosters new generations of researchers to produce world-class scientific results. EMBO helps young scientists to advance their research, promote their international reputations and ensure their mobility. Courses, workshops, conferences and scientific journals disseminate the latest research and offer training in cutting-edge techniques to maintain high standards of excellence in research practice. EMBO helps to shape science and research policy by seeking input and feedback from our community and by following closely the trends in science in Europe.

For more information: www.embo.org


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Source: http://www.eurekalert.org/pub_releases/2011-09/embo-tbs092211.php

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বৃহস্পতিবার, ২২ সেপ্টেম্বর, ২০১১

Auto body repair in New York : Automotive Air Conditioning

Posted on | September 20, 2011 | Comments Off

Auto body repair in New York

Auto body repair in New York

In the city of New York the stress of constantly living in a fast paced life not only wears us out but also wears out the bodies of our cars. Traffic congestion, accidents, street urchins, vandals and parking areas all contribute to the wear and tear of the body. Thus like our personal body we also need to take proper care of our car?s body. There are various auto repair specialty shops which specialize in Auto body repair in case of an accident. An auto body repair also consists of functions such as of body painting, polishing, dent repair, etc. and at the same time providing body referrals. These shops employ special technicians and qualified automobile engineers in order to satisfy your auto repair needs.

As car accidents are quite common in this city, auto body repair of an individual car is an important need for every car owner, be it a luxurious Limousine or a mid-sized car such as the Toyota Corolla. Auto body repair is very important as it maintains the image and ensures the upkeep of your car. Not only that, it also helps in restoring the original look of the car. Auto body repair is also the most common complaint among 90% of car owners. But then taking your car regularly to an auto repair shop can be an expensive affair, so most car owners then go for car insurance. Car insurance helps you fix and maintain your car especially when you meet with an accident or if your car gets damaged by vandals or rioters. The car insurance company also covers other aspects of auto body repair such as Accident repair, collision repair etc.

Insuring your car is also the most cost effective way to maintain your car. Car Insurance is not only necessary but also compulsory in the State of New York as many jurisdictions do not permit a car to be on the road if it is not insured. Certain states such as California and New Jersey do not even issue licenses to uninsured car drivers. Car insurance also reduces the number of legal hassles in case of an accident or a mishap. It also helps local government authorities keep a track of the car owner for tax purposes. Car Insurance also includes covering liability for injuries and property damages caused by the car. The car insurance company helps you find the auto body repair shop depending upon the extent of the damage covered and the level of premium paid.

Auto body repair helps in preserving the re-sale value of the automobile in the long run and helps restore the car to its original manufacturing standards. Taking your car regularly to an auto body repair shop for maintenance will help you maintain the durability of your car for a long period of time.

Source: ArticlesBase.com

Comments

Source: http://www.careerteampartners.com/193/auto-body-repair-in-new-york

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US military milestone: end to ban on gay service (AP)

WASHINGTON ? The U.S. military passed a historic milestone Tuesday with the repeal of the ban on gays serving openly in uniform, ending a prohibition that President Barack Obama said had forced gay and lesbian service members to "lie about who they are."

Defense Secretary Leon Panetta pledged not to allow other issues of equal opportunity, such as allowing women to serve in combat roles, to be ignored or set aside.

"I am committed to removing all of the barriers that would prevent Americans from serving their country and from rising to the highest level of responsibility that their talents and capabilities warrant," Panetta told a Pentagon news conference. "These are men and women who put their lives on the line in the defense of this country, and that's what should matter the most."

Repeal of the 18-year-old legal provision ? commonly known as "don't ask, don't tell," under which gays can serve as long as they don't openly acknowledge their sexual orientation ? took effect Tuesday at 12:01 a.m. EDT.

Appearing with Panetta for what was probably his final news Pentagon conference as chairman of the Joint Chiefs of Staff, retiring Navy Adm. Mike Mullen said that with the new law allowing gays to serve openly, the military is a stronger, more tolerant force with greater character and honor.

"I still believe that it was first and foremost a matter of integrity, that it was fundamentally against everything we stand for as an institution to force people to lie about who they are just to wear a uniform," Mullen said. "We are better than that."

Some in Congress still oppose the change, arguing that it may undermine order and discipline, but top Pentagon leaders have certified that it will not hurt the military's ability to recruit or to fight wars.

Obama issued a statement saying he is confident that lifting the ban will enhance U.S. national security.

"As of today, patriotic Americans in uniform will no longer have to lie about who they are in order to serve the country they love," he said. "As of today, our armed forces will no longer lose the extraordinary skills and combat experience of so many gay and lesbian service members."

The head of Pentagon personnel put out a memo to the work force at a minute after midnight Tuesday. "All service members are to treat one another with dignity and respect regardless of sexual orientation," the memo from Clifford Stanley said.

"The Department of Defense is committed to promoting an environment free from personal, social or institutional barriers that prevent service members from rising to the highest level of responsibility possible regardless of sexual orientation," he added.

Gay advocacy groups celebrated across the country.

At a San Diego bar, current and former troops danced and counted down to midnight. "You are all heroes," Sean Sala, a former Navy operations specialist, said. "The days of your faces being blacked out on the news ? no more."

In Iraq, a spokesman for U.S forces put out a statement noting that all troops there had been trained for the change.

Last week, the Pentagon said 97 percent of the military had undergone training in the new law.

For weeks the military services have accepted applications from openly gay recruits, while waiting for repeal to take effect before processing the applications.

With the lifting of the ban, the Defense Department will publish revised regulations to reflect the new law allowing gays to serve openly. The revisions, such as eliminating references to banned homosexual service, are in line with policy guidance that was issued by top Pentagon officials in January, after Obama signed the legislation that did away with the "don't ask, don't tell" policy.

The lifting of the 18-year-old ban also halts all pending investigations, discharges and other administrative proceedings that were begun under the Clinton-era law.

Existing standards of personal conduct, such as those pertaining to public displays of affection, will continue regardless of sexual orientation.

There also will be no immediate changes to eligibility standards for military benefits. All service members already are entitled to certain benefits and entitlements, such as designating a partner as one's life insurance beneficiary or as designated caregiver in the Wounded Warrior program.

Gay marriage is one of the thornier issues. An initial move by the Navy earlier this year to train chaplains about same-sex civil unions in states where they are legal was halted after more than five dozen lawmakers objected. The Pentagon is reviewing the issue.

Service members who were discharged under the "don't ask, don't tell" law will be allowed to re-enlist, but their applications will not be given priority over those of any others with prior military experience who are seeking to re-enlist.

___

Associated Press writers Pauline Jelinek in Washington and Julie Watson in San Diego contributed to this report.

___

Robert Burns can be reached on Twitter at http://twitter.com/robertburnsAP

Source: http://us.rd.yahoo.com/dailynews/rss/usmilitary/*http%3A//news.yahoo.com/s/ap/20110920/ap_on_go_ca_st_pe/us_gays_in_military

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Card.io?s SDK Comes To Android

cardioCard.io, the mobile commerce company started by two former AdMob employees, Mike Mettler and Josh Bleecher Snyder, is launching a?software development kit (SDK) for Android today. The SDK for iOS launched in June, allowing?mobile app developers to retrieve credit card information from cards held up in front of the phone's camera. As of today, the company says that card.io is up-and-running in 80 iOS applications, with 750 developers in total having signed up for the service.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/O523PwBjCD8/

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Anyone foster that primary goal is adoption? - Adoption.com Forums


We were licensed for both foster and adopt almost 2.5 years ago, though we got started with adoption being the primary reason. We have had 9 placements, 8 of which were straight foster. 2 of those ended up RU, 6 went to relatives or a higher level of care. Our 1 legal risk looked like a sure-thing adoption, but their needs were far more extensive than anyone ever thought. We got most of the placements because they seemed more likely to not RU...multiple times in care, multiple TPRs on other children, etc. So, is it possible to adopt a straight foster, sure...but at least here they REALLY push for relative placement instead of leaving the kids in a foster home that long.

__________________
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Current Placements:

Siblings D (21 mo) and D2 (5 weeks)....placed 8/11

Previous Placements:
6/08-7/08 First Unofficial Placement....Baby N (4 mo)

5/09-7/09 First Official Placement....Little H (2 yrs) moved to be with Aunt

8/09-4/10....Baby D (8 mo)....adopted by Great Aunt and now with half sister

4/10-8/10...Siblings V (3) and L (18 mo)....moved to therapeutic

6/10-3/11...Siblings D (5) and M (3)...legal risk moved to therapeutic

6/10....Sibling to D and M: M (4)...moved to therapeutic after 1 week

6/10-8/10....Baby A (6 mo)....got to go back home with mom!!

3/11-5/11: Baby Dh (10 mo.)....moved to relatives

6/11....Siblings A (4) and J (20 mo)....moved to placement closer to mom

6/11-8/11....Twins A and A (16 mo)....went back to mom...again

Source: http://forums.adoption.com/foster-parent-support/395213-anyone-foster-primary-goal-adoption.html

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Dubai Land Department revives real estate market with several ...

DepartmentDubaiestateinitiativesLandMarketRealrevivesSeveral

United Arab Emirates: The Dubai Land Department (DLD) has signed agreement with Wasl Asset Management Group, a subsidiary of Dubai Real Estate Corporation. According to the agreement the group will join the second initiative launched by DLD through the center for Promotion and Management of Real Estate Investment, the real estate investment arm of the Department. [AMEInfo.com]

AMEinfo.com | United Arab Emirates | Latest News

By spinner in News ? Asked 9 hours 50 mins ago

Questions: 27968 Accepted: 0 ( 0% ) | Reputation: 5

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Source: http://spinnernews.com/dubai-land-department-revives-real-estate-market-with-several-initiatives/

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Automotive filters in Japan. (market growth for filtration applications ...


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Title: Automotive filters in Japan. (market growth for filtration applications)
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